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 The (HARP) has been designed to complement Making Home Affordable by helping homeowners who have not been delinquent on their monthly mortgage payments, but are still unable to refinance and take advantage of the historically low mortgage rates due to the declining home values, thus raising their current loan-to-value (LTV) over 80%. Lafayette Louisiana Mortgage  is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements

President Obama's $75 Billion Making Home Affordable housing stimulus program will assist as many as 9 million homeowners by either making their monthly mortgage payments more affordable, or by stemming foreclosure

Fannie Mae's DU Refi Plus™ and Freddie Mac's Relief Refinance Mortgage are the two mortgage refinance programs that will ultimately make HARP loans a success.

Home Affordable Refinance  loans will allow the flexibility necessary to make the refinance process quicker and more cost-effective for both the borrower and the lender. All HARP loans require less documentation for underwriting, and some HARP loans will not require an appraisal.

 

Mortgage Purchase Applications Up, Refinance Applications Fall Slightly RISMEDIA, September 9, 2010—The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending September 3, 2010. The Market Composite Index, a measure of mortgage loan application volume, decreased 1.5% on a seasonally adjusted basis from… Rein In Borrowers to Fix Mortgages - New York Times Rein In Borrowers to Fix Mortgages New York Times Fixing mortgage finance involves more than just Fannie Mae, Freddie Mac and the private home loan market. ... and more » Gulf Coast homeowners will take big hit due to BP oil spill - Canton Repository Gulf Coast homeowners will take big hit due to BP oil spill Canton Repository The appraiser came out, and her estimate of the home's value was only $163000, so the bank declined my mortgage application because it said the property is ... and more » RSS 2.0

Lafayette Louisiana Mortgage Facts - Covenant of Quiet Enjoyment - A guarantee that a buyer or tenant has the right to exclusive, undisturbed possession of a leasehold estate, and will not be disturbed by the previous owner, the lessor, or anyone else claiming an interest in the property. -

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